The Real Estate Market: What You Need to Know to Make Informed Decision

Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in the homebuying process. […] http://dlvr.it/RmhQ2C

FYI: Some Highlights * Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. * To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. * The best way to ensure your homebuying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your needs first. http://dlvr.it/RmgKv7

 

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ICYMI: Some Highlights * Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. * To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. * The best way to ensure your homebuying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your needs first. http://dlvr.it/Rmc3LY

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FYI: Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market this season, is the best […] http://dlvr.it/RmZC1K

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Some Highlights * Buying a home can be intimidating if you’re not familiar with the terms used throughout the process. * To point you in the right direction, here’s a list of some of the most common language you’ll hear along the way. * The best way to ensure your homebuying process is a positive one is to find a real estate professional who will guide you through every aspect of the transaction with ‘the heart of a teacher’ by putting your needs first. http://dlvr.it/RmWyRV

FYI: There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of “home.” This quest for a place better equipped to fulfill our needs, along with record-low mortgage rates, has skyrocketed the demand […] http://dlvr.it/RmVxRc

ICYMI: Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market this season, is the best […] http://dlvr.it/RmV3tX

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FYI: This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their dream homes may be pressing pause on their searches as we […] http://dlvr.it/RmRXG4

ICYMI: There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of “home.” This quest for a place better equipped to fulfill our needs, along with record-low mortgage rates, has skyrocketed the demand […] http://dlvr.it/RmQTvx

Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market this season, is the best […] http://dlvr.it/RmNvQ5

ICYMI: This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their dream homes may be pressing pause on their searches as we […] http://dlvr.it/RmLj06

There’s no doubt 2020 has been a challenging year. A global pandemic coupled with an economic recession has caused heartache for many. However, it has also prompted more Americans to reconsider the meaning of “home.” This quest for a place better equipped to fulfill our needs, along with record-low mortgage rates, has skyrocketed the demand […] http://dlvr.it/RmK5sw

This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their dream homes may be pressing pause on their searches as we […] http://dlvr.it/RmFR02

FYI: Some Highlights * Today, it’s more important than ever to have an expert you trust to guide you as you sell your house. * From your safety throughout the process to the complexity of negotiating the deal, you need a professional on your side. * Before you decide to take on the challenge of selling your house on your own, let’s connect to discuss your options. http://dlvr.it/RmDMD4

FYI: In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the first time ever while making buying a home more and more attractive as the year progressed (See graph below): When […] http://dlvr.it/Rm9ljX

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ICYMI: Some Highlights * Today, it’s more important than ever to have an expert you trust to guide you as you sell your house. * From your safety throughout the process to the complexity of negotiating the deal, you need a professional on your side. * Before you decide to take on the challenge of selling your house on your own, let’s connect to discuss your options. http://dlvr.it/Rm90l6

FYI: There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there’s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced […] http://dlvr.it/Rm73f3

ICYMI: In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the first time ever while making buying a home more and more attractive as the year progressed (See graph below): When […] http://dlvr.it/Rm652Y

Some Highlights * Today, it’s more important than ever to have an expert you trust to guide you as you sell your house. * From your safety throughout the process to the complexity of negotiating the deal, you need a professional on your side. * Before you decide to take on the challenge of selling your house on your own, let’s connect to discuss your options. http://dlvr.it/Rm4XSp

FYI: Through all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage rates. Realtor Magazine just explained: “While winter may be typically a slow season in real estate, economists predict it isn’t likely to happen this year…Low inventories combined with high demand […] http://dlvr.it/Rm3Qh7

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ICYMI: There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there’s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced […] http://dlvr.it/Rm2L0b

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In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the first time ever while making buying a home more and more attractive as the year progressed (See graph below): When […] http://dlvr.it/Rm0kvP

FYI: If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year, and possibly beyond. While the […] http://dlvr.it/RlzbGj

Top 10 Most Expensive Mistakes You're Making on Your Home : Homes cost a lot of money to maintain. But are you spending extra money unnecessarily on the upkeep of your home?

Whether you are buying, selling, or just daydreaming about a new home. I can help you make an informed an decision. Give me a call at 917-821-8695 or visit www.aestradahome.com First-Time Buyer by National Association of REALTORS® : The hunt is about so much more than the house. Home buying hiccups lead to tough decisions. Guided by the expertise of a REALTOR®, First-Time Buyer puts the real in real estate. 

ICYMI: Through all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage rates. Realtor Magazine just explained: “While winter may be typically a slow season in real estate, economists predict it isn’t likely to happen this year…Low inventories combined with high demand […] http://dlvr.it/RlyXYl

There seems to be some concern that the 2020 economic downturn will lead to another foreclosure crisis like the one we experienced after the housing crash a little over a decade ago. However, there’s one major difference this time: a robust forbearance program. During the housing crash of 2006-2008, many felt homeowners should be forced […] http://dlvr.it/RlwvWv

ICYMI: If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year, and possibly beyond. While the […] http://dlvr.it/RltcJY

We are all spending more time at home and will probably need to continue to do so for a while longer.   Depending on the makeup of your family, your home is now a home office, a gym, a virtual classroom and considerably more meals have been prepared in your kitchens in the past six months than normal. Some businesses have undergone a metamorphosis that has shown them that maybe they do not need the big commercial spaces for their employees.   They realize that they can be just as productive with their work force offsite which will cut expenses. If this scenario sounds familiar, it may be worth exploring what moving would look like for your situation.   To analyze the options, you will need to know what your home is worth and what the net proceeds will be after selling it. You will need to know what homes are available with the amenities you are looking for together with the prices and mortgage money.   Depending on the interest rate on your current mortgage, there may not be much

Through all the challenges of 2020, the real estate market has done very well, and purchasers are continuing to take advantage of historically low mortgage rates. Realtor Magazine just explained: “While winter may be typically a slow season in real estate, economists predict it isn’t likely to happen this year…Low inventories combined with high demand […] http://dlvr.it/Rls1yD

If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year, and possibly beyond. While the […] http://dlvr.it/Rln8Wq

FYI: Some Highlights * Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today. * COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first and foremost by state and local regulations. * Let’s connect to discuss how to sell your house safely in today’s housing market. http://dlvr.it/Rlm2Nf

FYI: In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes: “It will be one of the best winter sales years ever.” […] http://dlvr.it/RljHNQ

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ICYMI: Some Highlights * Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today. * COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first and foremost by state and local regulations. * Let’s connect to discuss how to sell your house safely in today’s housing market. http://dlvr.it/RlhSFl

FYI: Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of Veterans and their families the opportunity […] http://dlvr.it/RlfN46

ICYMI: In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes: “It will be one of the best winter sales years ever.” […] http://dlvr.it/RldLZ2

Some Highlights * Your agent now has over 6 months of experience selling houses during the pandemic and can make the process easier and safer for you today. * COVID-19 protocols and technology usage recommendations from the National Association of Realtors (NAR) are making it possible to sell houses right now, while agents continue to abide first and foremost by state and local regulations. * Let’s connect to discuss how to sell your house safely in today’s housing market. http://dlvr.it/RlbkGN

FYI: For years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains through homeownership. In fact, according to the 2019 Survey of Consumer Finance Data from the Federal Reserve, for the average homeowner: “…a primary home accounts for 90% of […] http://dlvr.it/RlZZpS

ICYMI: Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of Veterans and their families the opportunity […] http://dlvr.it/RlYTL3

In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes: “It will be one of the best winter sales years ever.” […] http://dlvr.it/RlWrkT

FYI: In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren’t enough homes available to buy to meet that growing need. This means now is the time to make a move so you can close the deal on your […] http://dlvr.it/RlVh98

ICYMI: For years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains through homeownership. In fact, according to the 2019 Survey of Consumer Finance Data from the Federal Reserve, for the average homeowner: “…a primary home accounts for 90% of […] http://dlvr.it/RlTbHk

Today, on Veterans Day, we honor those who have served our country and thank them for their continued dedication to our nation. In the United States, there are many valuable benefits available to Veterans, including VA home loans. For over 75 years, VA home loans have provided millions of Veterans and their families the opportunity […] http://dlvr.it/RlRzzj

Buying Frenzy Heats Up in Second-Home Market : More than two-thirds of vacation properties sold in less than a month in September, NAR survey shows. From the virtual 2020 REALTORS® Conference & Expo, Nov. 2-18

ICYMI: In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren’t enough homes available to buy to meet that growing need. This means now is the time to make a move so you can close the deal on your […] http://dlvr.it/RlPhL8

Selling a home and buying a lower priced home that meets your current needs can be to your advantage in an "Up" market like the current one with low inventory.   The advantage is that you can maximize the price for the home you're selling and not have to reinvest it all in your replacement. Just to illustrate the point, let's say there is a 10% premium in the sales price of a home currently.   If you're selling a home for $750,000, it would be $75,000.   If you replaced the home with a $500,000 home, the premium would be $50,000 which means you're $25,000 ahead. Let's further assume that your home is debt free so that when you sell it, you have a large cash equity.   Instead of paying cash for the replacement home, get an 80% loan at today's low interest rates and reinvest the proceeds to supplement your retirement. You may be able to get as low as a 2.5% mortgage and earn significantly more on the proceeds in other investments. Home prices are

For years, real estate has been considered the best investment you can make. A major reason for this is due to the net worth a household gains through homeownership. In fact, according to the 2019 Survey of Consumer Finance Data from the Federal Reserve, for the average homeowner: “…a primary home accounts for 90% of […] http://dlvr.it/RlN4mw

In today’s real estate market, the buzz is all about how it’s a great time to sell your house. Buyer demand is high, and there simply aren’t enough homes available to buy to meet that growing need. This means now is the time to make a move so you can close the deal on your […] http://dlvr.it/RlJ828